February 7, 2012
James R. Weir Insurance Agency
Auto Insurance
Get an Auto Insurance QuoteAn auto insurance policy provides financial protection if you injure someone or damage his/her property in an accident. It is imperative that you maintain the proper level of coverage for your particular situation to properly protect yourself.  As a Trusted Choice® auto insurance agent, the James R. Weir Insurance Agency will help you determine the appropriate level of car insurance or motorcycle insurance to protect you in case of an accident. 

Working with a Trusted Choice® Insurance agency, we can help you determine the coverage limits and type of coverage you need, so you do not have any doubts about the protection of your car insurance coverage. We have excellent plans available through reputable auto insurance companies, and we work hard to help pinpoint the coverages best suited to your needs at the best price.

Have a Collector Car that needs insurnace:   Collector Car Insurance Quote
Personal Auto Insurance Coverages
  • Bodily Injury Liability – pays damages for bodily injury to others for which the insured becomes legally liable for because of an accident.
  • Property Damage Liability – pays damages for property damage for which the insured becomes legally liable for because of an accident.
  • Personal Injury Protection – Also known as No-Fault insurance, provides insurance for medical costs, loss of earnings, additional living expenses, and funeral costs for occupants of the insured automobile.
  • Uninsured Motorist Coverage – pays the insured when the vehicle that damages the insured’s vehicle or property in an accident has no insurance and is legally responsible for the insured’s damages.
Optional Auto Insurance Coverages
  • Medical Payments – Covers medical expenses and/or funeral services due to bodily injury to an insured caused by a covered accident.
  • Collision – Covers damage to covered autos caused by being upset (turned over, moved, etc.) or by the impact with another vehicle or object.
  • Comprehensive  - Covers damage to covered autos by falling/flying ojects, fire, theft, explosion, earthquake, windstorm, vandalism, riots, birds/animals, broken glass, hail, water or flood.
  • Substitute Transportation – Covers daily expense of a non-owned car or trailer which takes the place of a covered auto that is inoperable due to collision or comprehensive loss. 
  • Towing and Labor – Pays for towing and labor cost incurred as a result of a covered private passenger auto becoming disabled (only labor costs at the place where the auto is found – excludes expenses at the repair shop).
  • Underinsured Motorist Coverage – pays the insured when the vehicle that damages the insured has insurance and is legally responsible for the insured’s damages.  However, while the limits carried meet or exceed state minimums, they are not enough to pay the value of the injury or damage sustained from the accident.
Contact us today for more information about car Insurance or motorcycle insurance.  Get an online quote.
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